Senior Vice President, Director of Regulatory Compliance
He has over 20 years of banking and regulatory compliance experience with extensive work in the oversight of all Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) functions. This includes enhanced due diligence, KYC remediation, look-backs, internal audits, risk assessments, monitoring system validations, policy and procedure reviews, transaction monitoring, suspicious activity reporting, and customer annual reviews.
Javier’s banking experience includes serving as the Director of Compliance/AML at two institutions who hired him to manage the removal of regulatory action imposed by the banking supervisory agencies, which he achieved. He has also ensured proper monitoring of international private banking accounts at several banks with a high concentration of clients from Central and South America and the Caribbean.
In addition, he served as a bank examiner for the Office of the Comptroller of the Currency (OCC) and the Federal Reserve Bank of Atlanta. His duties included regulatory oversight of national and international banks in South Florida, conducting examinations of the overall functions of each institution including operational, credit and compliance/AML reviews.
Javier has a bachelor’s degree in Finance and International Business from Florida International University and holds a Series 7 Registered Representative License.
Javier brings a unique and valuable perspective having worked both as a banker and bank examiner, which he draws upon to help clients understand the myriad requirements of the BSA-AML regulations and ensure they have the tools and controls necessary to maintain a fully compliant program.
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